Rahul Joshi
Program Management · AI · Life Coaching
22 years turning complex ideas into executable outcomes across APAC’s most demanding financial institutions — and building the frameworks others then adopted as their own standard.
I started as a software engineer at Infosys and grew into leading APAC’s most complex core banking transformations across DBS, UOB, and Bank of America. My career has been built on one conviction: that transforming ideas into measurable value requires both sharp strategy and disciplined execution.
Adept at aligning IT strategy with business goals in highly regulated environments — and passionate about building high-performing Agile teams that outlast any single leader.
From writing code in Mumbai to leading technology portfolios across APAC.
Software Engineer
Finacle core banking specialist, Asia Pacific support team.
Associate → AVP
Progressed through Institutional Banking Group Technology over 4+ years.
AVP, Business Technology Services
Instant payments infrastructure, consumer loan automation.
VP, Core System Technology
Led core banking platform programs and regional Consumer Banking COO office.
VP, Global Banking Technology APAC
Co-led the bank's first successful core banking transformation in Indonesia.
SVP, Global Technology
Portfolio Delivery Head, APAC — current role.
Three domains I’ve spent years thinking deeply about — and now write and speak on.
Most programs fail not because of bad ideas, but because no one owns the rhythm of delivery. Here's the system I built to give 70 people clarity on when, what, and how.
Read more →I didn't start with a theory. I started with a problem — and ended up prototyping three enterprise AI agents. What I found surprised even me.
Read more →The same mental model I use to run multi-country delivery programs, I now use every Sunday morning. It works.
Read more →Recognition
Infosys Finacle Innovation Award
International Real-Time Payments
DBS Banking the Asian Way
Asian Connectivity
Asian Banker Outstanding Technology
Implementation Award
I speak on Program Management, Digital Transformation, and the intersection of AI and human potential. Available for keynotes, workshops, panel discussions, and 1:1 coaching engagements.
